Last Updated: May 22, 2026

At Eterna Financial, we are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information, including Social Security Numbers (SSNs), in compliance with applicable laws and regulations.

1. Collection of Personal Information

We collect personal information, including SSNs, for purposes such as:

• Processing loan applications;
• Performing credit checks; and
• Meeting legal and regulatory reporting requirements.

By submitting your personal information, you consent to its use for these specified purposes.

2. Consent and Purpose

Before or at the time of collecting personal information, we will identify the purposes for which the information is being collected.

We will collect and use personal information solely for the purposes specified by Eterna Financial and for other compatible purposes, unless we obtain the consent of the individual concerned or as required by law.

3. Accuracy and Relevance

Personal information must be relevant to the purposes for which it is used and, where necessary, accurate, complete, and up to date.

4. Security of Personal Information

We protect personal information through reasonable security safeguards against:

• Loss or theft;
• Unauthorized access;
• Disclosure;
• Copying;
• Misuse; or
• Modification.

We use industry-standard encryption and security protocols to safeguard your personal information, including SSNs. Access to personal data is limited to authorized personnel only.

5. Sharing and Disclosure of Personal Information

We may share your personal information, including SSNs, with third parties such as:

• Credit bureaus;
• Financial institutions; and
• Service providers involved in processing loan applications and credit checks.

We do not share personal information with third parties for marketing purposes without your explicit consent.

Important Notice

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.

All categories above exclude text messaging originator opt-in data and consent. This information will not be shared with any third parties.

6. Data Retention

We retain personal information, including SSNs, only for as long as necessary to fulfill the purposes for which it was collected.

Once the information is no longer required, it will be securely deleted or anonymized.

7. User Rights

You have the right to:

• Access your personal information;
• Correct inaccurate information; or
• Request deletion of your personal information, including SSNs.

To exercise these rights, contact us at admin@eternafinancial.com.

You may also withdraw consent for the use of your personal information at any time, subject to applicable legal and contractual restrictions.

8. Privacy Policy Updates

Eterna Financial may update this Privacy Policy from time to time.

When updates are made, the revised policy will be posted on our website along with the updated effective date. Significant changes may also be communicated directly where required by law.

9. Contact Us

If you have any questions about this Privacy Policy, how your information is handled, or if you wish to exercise your privacy rights, please contact us at:

Eterna Financial
Phone: (305) 874 – 0108
Email: info@eternafinancial.com
Address:Miami, Florida