Last Updated: May 22, 2026

1. Terms

By accessing this website, you agree to be bound by these Terms and Conditions of Use, all applicable laws and regulations, and acknowledge that you are responsible for complying with any applicable local laws.

If you do not agree with any of these terms, you are prohibited from using or accessing this site.

All materials contained on this website are protected by applicable copyright and trademark laws.

2. Use License

Permission is granted to temporarily download one copy of the materials (information or software) on Eterna Financial’s website for personal, non-commercial, temporary viewing only.

This is a license grant, not a transfer of ownership. Under this license, you may not:

• Modify or copy the materials;
• Use the materials for any commercial purpose or public display (commercial or non-commercial);
• Attempt to decompile or reverse engineer any software contained on Eterna Financial’s website;
• Remove any copyright or proprietary notices from the materials; or
• Transfer or mirror the materials on another server or platform.

This license will automatically terminate if you violate any of these restrictions and may be terminated by Eterna Financial at any time.

Upon termination of this license, you must destroy any downloaded materials in your possession, whether in electronic or printed format.

3. Disclaimer

The materials on Eterna Financial’s website are provided “as is.”

Eterna Financial makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including but not limited to:

• Implied warranties of merchantability;
• Fitness for a particular purpose; or
• Non-infringement of intellectual property or other rights.

Furthermore, Eterna Financial does not guarantee or make any representations regarding the accuracy, reliability, or likely results of using the materials on its website or on any linked websites.

4. Limitations of Liability

In no event shall Eterna Financial or its suppliers be liable for any damages, including but not limited to:

• Loss of data;
• Loss of profits; or
• Business interruption,

arising out of the use or inability to use the materials on Eterna Financial’s website, even if Eterna Financial or an authorized representative has been notified of the possibility of such damages.

Some jurisdictions do not allow limitations on implied warranties or liability for incidental or consequential damages. In such cases, these limitations may not apply to you.

5. Revisions and Errata

The materials appearing on Eterna Financial’s website may include technical, typographical, or photographic errors.

Eterna Financial does not warrant that any materials on the website are accurate, complete, or current.

Eterna Financial may make changes to the website materials at any time without notice. However, Eterna Financial does not commit to updating the materials.

6. Links to Third-Party Websites

Eterna Financial has not reviewed all websites linked to its website and is not responsible for the contents of any linked site.

The inclusion of any link does not imply endorsement by Eterna Financial.

Use of any linked website is at the user’s own risk.

7. Modifications to Terms of Use

Eterna Financial may revise these Terms and Conditions at any time without prior notice.

By continuing to use this website, you agree to be bound by the current version of these Terms and Conditions.

8. Financial Services Terms

By applying for financial services through Eterna Financial, you acknowledge and agree that:

• All information provided must be accurate and complete;
• Eterna Financial may verify information through third-party sources;
• Financing approval is subject to underwriting and creditworthiness;
• Terms and rates may change based on market conditions;
• You authorize Eterna Financial to obtain credit reports and financial information; and
• All agreements are subject to applicable federal and state laws and regulations.

9. Governing Law

Any claim relating to Eterna Financial’s website shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.

These Terms and Conditions constitute the general agreement governing the use of this website.

10. SMS Communications

By providing your mobile phone number to Eterna Financial, you consent to receive SMS/text messages for purposes including:

• Application updates and notifications;
• Important account alerts;
• Appointment confirmations and reminders;
• Security verification codes; and
• Marketing and promotional messages (only with your explicit consent).

Message and Data Rates

Standard message and data rates from your wireless carrier may apply to all SMS communications.

Opt-Out Instructions

You may opt out of SMS communications at any time by:

• Replying “STOP” to any text message from Eterna Financial;
• Calling us at (305) 874 – 0108; or
• Emailing us with your opt-out request.

Help & Support

For assistance with SMS services:

• Reply “HELP” to any SMS message; or
• Contact us at (305) 874 – 0108

Eterna Financial does not charge for help or information messages; however, standard carrier messaging rates may still apply.

11. Contact Information

If you have any questions regarding these Terms and Conditions, please contact us at:

Eterna Financial
Phone: (305) 874 – 0108
Email: info@eternafinancial.com
Address:Miami, Florida